Common Exclusions and Limitations

  • Pre-existing Conditions: Some dental insurance plans may exclude coverage for pre-existing conditions, including missing teeth. Be sure to carefully review the policy to understand if pre-existing conditions are covered or excluded.
  • Waiting Periods: As mentioned earlier, some plans have waiting periods before coverage for dental implant procedures begins. These waiting periods can range from a few months to a year, so be sure to consider this when choosing a plan.
  • Annual Maximum: Dental insurance plans often have an annual maximum, which is the maximum amount they will pay for covered procedures in a given year. Be aware of this limitation and consider the potential cost of dental implant procedures when evaluating the annual maximum.