Factors to Consider When Choosing a Dental Implant Insurance Plan

  • Coverage: Look for a plan that covers a significant portion of the cost of dental implant procedures. Ideally, the plan should cover both the implant itself and any necessary follow-up procedures, such as crown placement.
  • Waiting Period: Some dental insurance plans have a waiting period before coverage for dental implant procedures becomes effective. If you need dental implants in the near future, consider a plan with little to no waiting period.
  • Network Dentists: Check if the insurance plan requires you to visit dentists within a specific network. If you already have a trusted dentist who specializes in dental implants, make sure they are in-network to maximize your coverage.
  • Annual Maximum: Dental insurance plans often have an annual maximum, which is the maximum amount they will pay for covered procedures in a given year. Consider your current oral health needs and the potential cost of dental implant procedures when evaluating the annual maximum.